Real Estate News Above The Fold
(Breaking Real Estate News)
Silicon Valley's Sellers Market Not Cast In Stone
Most sellers get more than they ask for homes in Silicon Valley, one of the nation's most expensive housing markets, but shrewd buyers can cash in on the current seasonal lull or gamble that better days are ahead.
Don't Let A House Party Ruin Your Holiday
Collect car keys at the door, check your insurance policy, hire a host, serve no-buzz booze, do whatever it takes to assure that
everyone has a good safe time at your holiday house party and that you don't get sued for negligence.
Documentary Movie Review:
The End Of Suburbia
The latest political documentary says suburban living is an unsustainable way of life and a growing number of home buyers appear to agree. Without an infinite supply of oil, neo-traditional, walkable communities with transit oriented development is perhaps the only smarth growth path to the future American Dream.
Building Better 'Burbs
Suburbia is no longer the utopia of white picket fences around large homes on large lots removed from the worries of urban living, but an outmoded style of residential development that can detract from the American Dream.
Where Can You Browse For Affordable Housing?
Online listings of affordable homes are scarce for low income buyers and only a few efforts are attempting to bridge the digital divide with the same technological advantages enjoyed by market-rate shoppers.
The Move-Up Juggling Act
Buy-low, sell high. Take a rent back. Take out a bridge loan. Moving to a new house from an existing home requires some deft transactional moves, but the available options can help smooth the move.
Renters Brace For Not-So-Happy New Year
National Multi Housing Council statistics on rental housing market conditions show that all indexes in the third quarter revealed improvements favorable to landlords. Renters who are losing their negotiating edge, also could be falling behind in the race to buy a home.
Silicon Valley Real Estate
(Current Silicon Valley Real Estate News)
Special Smarts Stop Predatory Lending
While most adults are literate in the common sense of the word, too many don't have the literacy necessary to navigate the mortgage maze, and that makes them vulnerable to predatory lending tactics.
• October RoundUp: Rates Dip Lower; Mortgage Market Strength Boosting Home Ownership, Sales; Lenders Keep Foreclosure Rates Down
Mortgage interest rates fell again this week and will end the year lower than expected, while remaining affordable through 2005. Low rates have already boosted sales and home ownership rates. Also, more and more home owners who miss mortgage payments are avoiding foreclosure.
• Past Roundups
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Downtown-SJ Condo For Rent
Urban-Style Condo Near Japantown
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Check Silicon Valley's Rental Market
What's on my mind? Did morality really re-elect Bush?
Real Estate News - Finance
(Current Real Estate Mortgage/Finance News)
Federal Funds Rate Moves Up To 2 Percent
The Federal Open Market Committee decided today to raise its target for the federal funds rate by 25 basis points to 2 percent. Output appears to be growing at a moderate pace despite the rise in energy prices, and labor market conditions have improved. Inflation and
longer-term inflation expectations remain well contained, the Fed said.
Site To See: MyMoney.Gov
A federal agency created to improve financial literacy and education in the nation recently rolled out a new website that acts as an umbrella for financial information available from 20 federal agencies. Bookmark it.
LoanApp Newsletter
(Recent And Past Month Mortgage/Finance News)
• Too Little Homeowners Insurance
• Adequate Homeowners Insurance Coverage
• New Credit Score For The 'Under Served'
• Previous LoanApp Newsletters
Mortgage Rates - Market Analysis
• LoanApp Calculators
• Nolo.com Calculators
• Mortgage Professor Calculators
• More Calculators
Real Estate News Digest
(News From Recent Months)
• SV Renters Losing Market Grip
• Digital Spies Infect Home Computers
• Correcting Electrical Wiring Hazards
• Silicon Valley's Scary Housing Market
• Check Clearing Law Reduces 'Float' Time
• Help For Non-Traditional Credit Consumers
• Housing Market Bubble 'Most Unlikely'
• Insomnia? Leave Town
• Gated Communities Underexposed
• California's Realty Agents Mostly Geeks
• Bullock Victory 'For All' With Home Defects
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Top, Hot Page Hits
(Older Real Estate News With Current Interest)
• Capital Gains Tax Relief, Then And Now
• The Scoop On Credit Scores
• Working With Real Estate Agents
• Lofty Living: Stories, Listings, Resources, More
• Job Loss Mortage Insurance
• Living In Downtown San Jose
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