All posts by Mark K. Hicks


The home loan process

The home loan process begins (or should begin) with home ownership counseling, but most “how to” mortgage guides overlook the need. A host of studies prove home buyers from all walks of life, will be a lot better off, in good times and bad, with home ownership counseling first, if they want to protect what’s likely their most valuable asset.

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Infograpic: What makes Millennials tick?

Millennials, those aged from 18 to 35 are the next big wave of home buyers beginning to move through the home buying market and real estate agents had


Mortgage application dos and don’ts

The mortgage application maze is pockmarked with obstacles. If you don't watch your Ps and Qs you won't know the DOs and DON'Ts you should engage during the process. Like,


Open house, by the numbers

Having an open house? Don't run in circles. Well, maybe this one, offered by Mortgage Capital Associates. In an infographic produced by Andrea Osmun, Mortgage Capital offers a five, circular


Who is your typical friendly neighborhood real estate agent?

The National Association of Realtors (NAR) 2013 Member Profile Survey is based on a random sampling of NAR’s membership, to answer the question "Who are NAR's real estate


Infographic: Getting to know the Millennials, the next generation of homebuyers

Millennials are more likely to brag to a friend about a home automation system then newly renovated kitchen. Also known as "Gen Yers" or "Generation Y", they want smart


Most consumers misunderstand budgeting

Budgeting goes hand-in-hand with planning to buy a home, but many consumers don't make the connection. A survey by the National Foundation for Credit Counseling (NFCC) revealed 57 percent


Home Sweet Man Cave

This guy didn't just turn one room into a man cave game room, home theater and full bar. Marc Bell has a house full of man caves. Apparently it stems


Down payment shrinkage not due to eased credit squeeze

The down payment amount home buyers are paying to buy a home is down nearly 10 percent over the past two years, but that doesn't necessarily mean you


Household pests can cost more than pest control

Household pests are icky, but that's not all. • An adult flea can bite up to 400 times a day. • Cockroaches can live for weeks without a head. • A


Home buyers’ interactive, online tool sorts 230 CA home buyer asssitance programs

More than 230 assistance programs in California can help home buyers overcome a top obstacle to home buying - the down payment. But finding them can be a dilemma. That's


Infographic: Go solar, save energy, increase home value, earn 200% return

The sun's rays can warm you all over - from your head to your toes and to your pocket book in between. Solar energy systems - typically solar panels


April is ‘Fair Housing Month,’ for good reason

Welcome to National Fair Housing Month. On April 11, 1968, President Lyndon Johnson signed the Civil Rights Act of 1968, an expansion of the Civil Rights Act of 1964. The


Infographic: Housing is back, baby!

The housing recovery is here to stay, according to a survey of some 330,000 ActiveRain members who say 2013 will prove them right. The surveyed real estate agents said: •


Freddie Mac offers delinquent borrowers streamlined modification

Struggling homeowners are getting a big break this summer from Freddie Mac's and Fannie Mae's Streamlined Modification program. Eligible borrowers won't have to submit documentation, but can accept a

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