All posts by Robert Aldana

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Short sale, foreclosure, other debt forgiveness beyond 2012 could cost you tens of thousands of dollars

It may not be the end of the world, but in 2012, when the Mortgage Debt Relief Act (MDRA) of 2007 expires, it will end one of the greatest money savers available to distressed homeowners. MDRA is a federal tax [...]

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Video: Mortgage modifications by the numbers

This four-part video series offers a step-by-step approach to a mortgage modification. The series offers a look at the host of documents you'll have to complete, need-to-know background

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Mortgage modification fraud persists

Maria Lozano, a Los Banos, CA homeowner, recently struggled to pay her mortgage so she hired who she thought was a real estate broker. The broker charged her

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Short sale sellers pocket up to $33,000 in moving costs

Q: Robert, I am in the middle of a short sale and was told that there is a government program that offers you $30,000 for short sale assistance.

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Caveats on lease options, land contracts, loan assumptions, other buying options

Q: Hi Robert, I am looking to rent a home in the Willow Glen neighborhood of San Jose, CA. On Zillow and Trulia, where I search for homes,

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Homeownership possible within three years after foreclosure

Losing your home can be devastating to your credit, not to mention your psyche, but you can buy again within as few as three years after a foreclosure

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