Buying

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SF Bay Area housing sales highest in five years

Don’t read too much into SF Bay Area statistics. They are based on a small, seasonal pool of buyers. Prices edged lower in some areas, but the median reflects how skewed the market has become toward distressed, lower-cost properties.

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juliewyss

Real estate investors offer big pay off, if you can keep up

JULIE WYSS - Today's Silicon Valley real estate investor isn't necessarily a high roller, but more often a working stiff with a small-business, who is tapping existing non-real

mortgagecloud

Government-mandated down payments would block creditworthy home buyers

CENTER FOR RESPONSIBLE LENDING - As federal regulators consider setting down-payment standards on new mortgages, a new study shows such rules could push 60 percent of creditworthy borrowers

cosign

Mortgage co-signing pros, cons

If you are unable to meet mortgage lenders' tight underwriting guidelines, teaming up with a co-signer can be a solution. Co-signer vs. co-borrowers According to the Federal Housing Administration

greenhouse

American Dream more sustainable with smaller carbon footprint

The latest study extolling the intrinsic value found in green homes puts energy efficiency at the top of the list of features buyers most desire. The Yahoo! Home Horizon

holidayhouse

Should you take your home off the market during the holidays?

The end-of-year holiday season 2011-2012 can be an opportune time to sell your home -- or not. No, you won't get Black Friday-level traffic. Cyber Monday doesn't generate browsing

cobuyers

Landing a home loan with a credit-challenged partner

Buying a home with another person - spouse, partner, friend or investor - also means landing a home loan for two. But what if one partner has stellar

votehouse

Voters seek candidates who champion housing

Candidates running for office in 2012 had better put their housing game on the table. From tiny towns to the national electorate, voters have been clear about who

horrorhouse

TV’s leading haunted house is a disclosure nightmare

A house of horrors is the real lead character in the new FX suspense drama "American Horror Story," which, in early episodes, finds its owners trying to illegally

aldanaltre

Short sale sellers pocket up to $33,000 in moving costs

Q: Robert, I am in the middle of a short sale and was told that there is a government program that offers you $30,000 for short sale assistance.

aldanaltre

Caveats on lease options, land contracts, loan assumptions, other buying options

Q: Hi Robert, I am looking to rent a home in the Willow Glen neighborhood of San Jose, CA. On Zillow and Trulia, where I search for homes,

homekeys

Down payment unlocks door to home ownership

A down payment for a home purchase is much more than a dollar amount or percentage of your dream home's price. In today's tight mortgage money market, the down

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C.A.R. launches Champions of Home ad campaign

CALIFORNIA ASSOCIATION OF REALTORS - The California Association of Realtors (C.A.R.) recently launched a new consumer advertising campaign that employs testimonials from consumers in order to promote the

aldanaltre

Homeownership possible within three years after foreclosure

Losing your home can be devastating to your credit, not to mention your psyche, but you can buy again within as few as three years after a foreclosure

mansion

'Jumbo' limits set to drop, making larger loans more costly

If you are shopping for a home in a high-cost area or plan to refinance a large home loan, hurry up and close the deal soon. In October, large

hobsonstreetview

Condos that come with $1,500 in paid dues

In another effort to unload government-owned homes, Freddie Mac is offering to pay $1,500 worth of homeowner association dues for qualified condo buyers who buy Freddie Mac homes. The

buyvsrent

Home ownership beats renting, if you can get a loan in today's market

A new report says the cost of home ownership is a better deal than renting in three out of four U.S. cities. It assumes buying a home is easier

solarpanels

Buyers paying a premium for solar homes

A residential solar panel system can literally pay for itself, not from reduced utility bills, but from its selling price. Home buyers bent on reducing their carbon footprint

shortsale

California short sale snafus worsen

The short sale system in California isn't just broken, it's getting worse. Unfortunately, that means home owners who were looking for the short sale alternative to foreclosure could be

Buyers' market: Distressed properties vs. traditional listings

Distressed homes come with deeply discounted prices, but their prices continue to tumble. Homes sold the traditional way cost more, but prices are more stable. CoreLogic's latest "U.S. Housing

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