Credit

CENTER FOR RESPONSIBLE LENDING - As federal regulators consider setting down-payment standards on new mortgages, a new study shows such rules could push 60 percent of creditworthy borrowers

HSBC offers a zero-interest rate, GM affiliated credit card and after 15 months the rate only jumps to 9.99 percent -- provided you don't hit a financial bump

The U.S. Consumer Financial Protection Bureau (CFPB) recently rolled out a plain-English credit card agreement prototype designed to simplify the credit card agreement you trigger when you first

NATIONAL FOUNDATION FOR CREDIT COUNSELING - For many, shopping on Black Friday has become as much of a Thanksgiving tradition as turkey, with friends and families whipping up

CONSUMER REPORTS - New federal rules barring many abusive practices by credit-card issuers seem to be having an effect: Only 12 percent of Americans said their credit-card

Your mortgage lender is about to really get all up in your creditworthiness grill - a whole lot more than before. It's a for-better-or-for-worse proposition, depending upon how the

Buying a home with another person - spouse, partner, friend or investor - also means landing a home loan for two. But what if one partner has stellar

CONSUMERS UNION - Following weeks of consumer protest, Bank of America announced today that it is dropping its plan to begin charging consumers a monthly $5 debit card

Even if you aren't a member of the Occupy Wall Street band of protestors, chances are, you are thinking about shopping for a new bank or financial services

NATIONAL FOUNDATION FOR CREDIT COUNSELING -- Halloween tricks or treats come along only once a year, but the consequences of financial decisions can last far past the spooky

Like most Americans, you probably feel like your bank is taking you to the cleaners. "Get a fair shake, not a shake down," appropriately reads the headline of Money

Bank of America struck a cord recently when it announced it will charge $5 a month to some customers tapping their own cash with the bank's debit card. Other

INFORMA RESEARCH -- Credit union rates often beat those for banks when it comes to home, car and personal loans, credit cards and savings and investment accounts. For each

In 2002, Bill Dwight started doling out allowances to his kids as a good way to teach them responsible money management and to get them out of his

If someone is harassing you about a debt you owe, if they demand that you shell out more than what's due, if they threaten you with dire consequences

Losing your home can be devastating to your credit, not to mention your psyche, but you can buy again within as few as three years after a foreclosure

When you decide to quit making mortgage payments and walk away from home ownership, you are taking a walk down a slippery path. It's a path to a

The credit score you buy may not be the credit score your lender uses when you apply for credit. Shut the door! And the practice can cost you some serious

Rest easy about the potential for errors on your credit report, just so long as you aren't lulled into a false sense of security about keeping tabs on