Credit

billcollector

More bill collectors behaving badly

If someone is harassing you about a debt you owe, if they demand that you shell out more than what’s due, if they threaten you with dire consequences if you don’t pony up, it’s probably not a loan shark’s henchman [...]

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aldanaltre

Homeownership possible within three years after foreclosure

Losing your home can be devastating to your credit, not to mention your psyche, but you can buy again within as few as three years after a foreclosure

underwater

Expect fallout from a strategic default

When you decide to quit making mortgage payments and walk away from home ownership, you are taking a walk down a slippery path. It's a path to a

CFPB: Credit scores cloudy with a good chance of confusion

The credit score you buy may not be the credit score your lender uses when you apply for credit. Shut the door! And the practice can cost you some serious

No, my, God!? My credit report is correct?

Rest easy about the potential for errors on your credit report, just so long as you aren't lulled into a false sense of security about keeping tabs on

Site to See: Federal Reserve’s ‘Credit Reports and Credit Scores’

There's a new source of current credit score and credit report information in town and it doesn't try to sell you related services or provide content to generate

Feds freeing up credit scores

The same law that gives you free access each year to your credit reports, now also gives you free access to your credit score -- under certain circumstances. "Risk-based

Pay rent, boost your credit score

More and more often, paying your rent on time can come with a little pick-me up for your credit score. Experian this year announced it will use rental payment

underwater

More than one in three say it’s OK to walk away from mortgage

The majority of Americans, say it's "unacceptable" for homeowners to stop making their mortgage payments and abandon their homes, but more than a third, 36 percent, say "walking

Mortgage manipulation affects credit scores

How you manage your mortgage can help or hurt your credit score. Your credit score, a numerical rendition of your creditworthiness - or lack thereof - should be at

Feds spoof knock-off video to win back consumers

It's not unusual to find business operations making a quick buck (legal or illegal) with official-sounding Web site domain names designed to lure consumers away from the real

‘Site to See’: FTC’s Money Matters

If you are struggling with your mortgage, chances are you also aren't do so well with other credit payments, your savings are being depleted, money management is mangled

dumpbank

Credit unions roll out red carpet

Been down to your friendly neighborhood credit union lately? What are you waiting for? You could find that elusive home loan you been unable to get anywhere else. How's that again? Credit

Credit scores remain misunderstood

Too many consumers still don't get it when it comes to credit scores. And what you don't know about credit scores can hurt you when it's time to buy

creditpie

Free credit score, credit monitoring services

There's perhaps nothing more important than your credit report and your credit score when it comes to buying a home. Lenders scrutinize both before approving -- or rejecting --

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