Insurance

hoschool

HO insurance goes to school

When your kid goes off to college, he or she can leave under the protective umbrella of your homeowners insurance policy — if you properly open the canopy. The Insurance Information Institute (III) says the personal possessions of students who [...]

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New trends up cost of homeowners insurance

What does Chinese drywall, living in coastal areas, lower home prices and credit scores have in common? They are all issues that can cost you more in homeowners insurance,

Job loss mortgage insurance

A growing number of job loss mortgage protection insurance policies help take the fear out of home buying, but the coverage is not for everyone. The not-for-everyone catch isn't

Starting a home-based business as an economic refuge? Insure it

Recession refugees who turn to a home-based business to make ends meet threaten their livelihood if they aren't properly insured. Homeowner policies limit coverage for work-at-home ventures and that

Renting a room for a fast buck? Think twice

If hard times has you renting out that empty room for some fast cash, you could be opening the door to a lot more cost, not less. The Insurance

Eat, drink, be wary at holiday house parties

Eat, drink, but be wary at home during holiday festivities. Collect car keys at the door, check your insurance policy, skip the oxycontin sales, hire a host, serve no-buzz

Housing special event-goers short term? Beware!

Not long ago, property managers were pitching Pebble Beach, CA home owners the idea of renting their homes when the U.S. Open next visits the Monterey County area

Should you house sporting, special event fans?

When the Superbowl, U.S. Open, World Series, Olympics, and other major sporting and entertainment events come to town, the community cashes in on an influx of visitors dining,

Vacant home insurance alert

Here's a market twist you probably overlooked: It may be cheaper -- and safer -- to keep a home for sale occupied, especially if it doesn't sell soon

Mortgage insurance tax deduction extended

Effective January 1, 2008, the "Mortgage Forgiveness Debt Relief Act of 2007," says, for those eligible, no taxes will be owed on any mortgage debt on a principal

SoCal wildfires won’t scorch insurance premiums

There's some good news on the home insurance front. After disaster hits, you expect homeowners insurance policy rates to rise, but that's not what's happening in California. Southern California's devastating

trickortreat

Spooky season for under-insured homeowners

Kids cavorting carelessly across your property. Playful pranks that become acts of vandalism. Party guests over doing it. Halloween can be scary. Before you put out the Halloween treats and

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