All posts tagged credit report

foreclosure

Infographic: When is foreclosure right for you?

Only bankruptcy is more damaging to your credit than a foreclosure. Nevertheless, there are times when a foreclosure can make sense to your household’s bottom line. First, be aware: • Even if you continue to pay your other bills, the [...]

Continue Reading...
creditpie

Infographic: How your credit score impacts your home buy

Credit scores can make or break a home-buying deal. Lenders know the higher your score, the lower their risk of you defaulting on your mortgage and zero in on

creditpie

Infographic: Cashing in on your credit score

Your credit score is a numerical rendition of your credit report. The higher your score, the less risk you post to lenders when it comes to defaulting on your

creditpie

Credit score confusion continues

No. No. No. No. No. Your lender has nothing to do with your credit score's rise or fall. Well, sure, if you don't pay your bills, run up too much

Student taking test

Get the skinny on the F.A.T. (Financial Aptitude Test)

JIM GARNETT - Can your knowledge about personal finances see you through these tough economic times? Financial literacy expert and counselor, Jim Garnett, known on the Internet as "AskMrG.com,"

New credit scores for mortgages coming, for better and for worse

Your mortgage lender is about to really get all up in your creditworthiness grill - a whole lot more than before. It's a for-better-or-for-worse proposition, depending upon how the

hauntedhouse

Don’t be spooked by financial decisions

NATIONAL FOUNDATION FOR CREDIT COUNSELING -- Halloween tricks or treats come along only once a year, but the consequences of financial decisions can last far past the spooky

aldanaltre

Homeownership possible within three years after foreclosure

Losing your home can be devastating to your credit, not to mention your psyche, but you can buy again within as few as three years after a foreclosure

CFPB: Credit scores cloudy with a good chance of confusion

The credit score you buy may not be the credit score your lender uses when you apply for credit. Shut the door! And the practice can cost you some serious

No, my, God!? My credit report is correct?

Rest easy about the potential for errors on your credit report, just so long as you aren't lulled into a false sense of security about keeping tabs on

Site to See: Federal Reserve’s ‘Credit Reports and Credit Scores’

There's a new source of current credit score and credit report information in town and it doesn't try to sell you related services or provide content to generate

Feds freeing up credit scores

The same law that gives you free access each year to your credit reports, now also gives you free access to your credit score -- under certain circumstances. "Risk-based

Real estate resolutions for 2010

Sure you can loose weight, get in shape, launch a business or find a new job. But haven't you also procrastinated long enough about buying a home? How long has

Mortgage manipulation affects credit scores

How you manage your mortgage can help or hurt your credit score. Your credit score, a numerical rendition of your creditworthiness - or lack thereof - should be at

Feds spoof knock-off video to win back consumers

It's not unusual to find business operations making a quick buck (legal or illegal) with official-sounding Web site domain names designed to lure consumers away from the real

Credit scores remain misunderstood

Too many consumers still don't get it when it comes to credit scores. And what you don't know about credit scores can hurt you when it's time to buy

creditpie

Free credit score, credit monitoring services

There's perhaps nothing more important than your credit report and your credit score when it comes to buying a home. Lenders scrutinize both before approving -- or rejecting --

Website by imagiNed Web Design