All posts tagged credit score


Credit report errors could result in less favorable loan terms, higher borrowing costs

Five percent of consumers had errors on one of their three major credit reports that could lead to them paying more for products such as mortgages. One in four consumers identified errors on their credit reports that might affect their credit scores.

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Infographic: Santa Claus’ cool credit score

The jolly old elf can give you a pointer or two about your credit score. Taking a look at Santa Claus' financial lifestyle is a good way to determine


Federal consumer watchdog bares teeth at consumer reporting agencies

CONSUMER FINANCIAL PROTECTION BUREAU — The Consumer Financial Protection Bureau (CFPB) has just released a bulletin to nationwide specialty consumer reporting agencies underscoring their obligation under the law


Federal first: CFPB now accepting credit report complaints

The federal Consumer Financial Protection Bureau (CFPB) now offers groundbreaking federal assistance for credit report complaints. The landmark move, instituted Oct. 22, offers the first-ever, individual-level, consumer credit report


Consumer Financial Protection Bureau grabs regulatory reins of consumer reporting industry

The Consumer Financial Protection Bureau (CFPB) recently established the first federal program to supervise consumer reporting agencies, for good reason - the bureaus haven't always had your best


What credit report?

Most consumers haven't seen their credit report in a year, think it's packed with a credit score and believe credit bureaus approve or deny credit. On all three counts,


Infographic: Credit scores that fly

Lenders swoon when your score soars above 760. What's it take to really boost your credit score? To get there you'll have to have a long history of credit with


Infographic: When is foreclosure right for you?

Only bankruptcy is more damaging to your credit than a foreclosure. Nevertheless, there are times when a foreclosure can make sense to your household's bottom line. First, be aware: • Even


Infographic: How your credit score impacts your home buy

Credit scores can make or break a home-buying deal. Lenders know the higher your score, the lower their risk of you defaulting on your mortgage and zero in on


Infographic: Cashing in on your credit score

Your credit score is a numerical rendition of your credit report. The higher your score, the less risk you post to lenders when it comes to defaulting on your


Credit score confusion continues

No. No. No. No. No. Your lender has nothing to do with your credit score's rise or fall. Well, sure, if you don't pay your bills, run up too much

New credit scores for mortgages coming, for better and for worse

Your mortgage lender is about to really get all up in your creditworthiness grill - a whole lot more than before. It's a for-better-or-for-worse proposition, depending upon how the


Don’t be spooked by financial decisions

NATIONAL FOUNDATION FOR CREDIT COUNSELING -- Halloween tricks or treats come along only once a year, but the consequences of financial decisions can last far past the spooky


Homeownership possible within three years after foreclosure

Losing your home can be devastating to your credit, not to mention your psyche, but you can buy again within as few as three years after a foreclosure

CFPB: Credit scores cloudy with a good chance of confusion

The credit score you buy may not be the credit score your lender uses when you apply for credit. Shut the door! And the practice can cost you some serious

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