All posts tagged credit score
Infographic: When is foreclosure right for you?
Only bankruptcy is more damaging to your credit than a foreclosure. Nevertheless, there are times when a foreclosure can make sense to your household’s bottom line. First, be aware: • Even if you continue to pay your other bills, the [...]
Infographic: How your credit score impacts your home buy
Credit scores can make or break a home-buying deal. Lenders know the higher your score, the lower their risk of you defaulting on your mortgage and zero in on
Infographic: Cashing in on your credit score
Your credit score is a numerical rendition of your credit report. The higher your score, the less risk you post to lenders when it comes to defaulting on your
Credit score confusion continues
No. No. No. No. No. Your lender has nothing to do with your credit score's rise or fall. Well, sure, if you don't pay your bills, run up too much
New credit scores for mortgages coming, for better and for worse
Your mortgage lender is about to really get all up in your creditworthiness grill - a whole lot more than before. It's a for-better-or-for-worse proposition, depending upon how the
Don’t be spooked by financial decisions
NATIONAL FOUNDATION FOR CREDIT COUNSELING -- Halloween tricks or treats come along only once a year, but the consequences of financial decisions can last far past the spooky
Homeownership possible within three years after foreclosure
Losing your home can be devastating to your credit, not to mention your psyche, but you can buy again within as few as three years after a foreclosure
CFPB: Credit scores cloudy with a good chance of confusion
The credit score you buy may not be the credit score your lender uses when you apply for credit. Shut the door! And the practice can cost you some serious
No, my, God!? My credit report is correct?
Rest easy about the potential for errors on your credit report, just so long as you aren't lulled into a false sense of security about keeping tabs on
Site to See: Federal Reserve’s ‘Credit Reports and Credit Scores’
There's a new source of current credit score and credit report information in town and it doesn't try to sell you related services or provide content to generate
Feds freeing up credit scores
The same law that gives you free access each year to your credit reports, now also gives you free access to your credit score -- under certain circumstances. "Risk-based
Pay rent, boost your credit score
More and more often, paying your rent on time can come with a little pick-me up for your credit score. Experian this year announced it will use rental payment
Mortgage manipulation affects credit scores
How you manage your mortgage can help or hurt your credit score. Your credit score, a numerical rendition of your creditworthiness - or lack thereof - should be at
Credit scores remain misunderstood
Too many consumers still don't get it when it comes to credit scores. And what you don't know about credit scores can hurt you when it's time to buy
Free credit score, credit monitoring services
There's perhaps nothing more important than your credit report and your credit score when it comes to buying a home. Lenders scrutinize both before approving -- or rejecting --
