All posts tagged foreclosure
Keep Your Home California offers more value for families facing foreclosure, employment hardship
Qualified Californian homeowners have a shot at enhanced state programs that can reduce their mortgage principal by as much as $100,000 and pay up to $25,000 in late mortgage payments.
Infographic: When is foreclosure right for you?
Only bankruptcy is more damaging to your credit than a foreclosure. Nevertheless, there are times when a foreclosure can make sense to your household's bottom line. First, be aware: • Even
Foreclosure fallout slows learning, increases dropouts, makes kids sick
Studies have documented a correlation between foreclosures and everything from nausea, fevers and abdominal pain to hypertension, depression, chest pain and diabetes - in adults. Children, however, have been
Infographic: Alternatives to foreclosure
If you are a struggling homeowner, you don't have to wait until your lender lowers the boom, nor do you have to walk away because you think your
Con artists leeching off new, improved federal mortgage and foreclosure relief programs
It's not just the National Mortgage Settlement's promise of restitution for those abused by foreclosure tactics that's drawing swindlers out of the woodwork. Double-dealers trying to hustle already victimized
Callifornia ‘Homeowner Bill of Rights’ bills pass legislative committees
CALIFORNIA ATTORNEY GENERAL - Attorney General Kamala D. Harris, on April 17, announced seven bills in the California Homeowner Bill of Rights to protect homeowners from unfair practices
Mortgage lenders again charged with foreclosure abuse during national mortgage settlement negotiations
In a second report this year charging mortgage lenders with committing foreclosure abuses during National Mortgage Settlement negotiations designed to stop those abuses, every housing counselor surveyed said
What CFPB’s proposed mortgage servicing rules could mean for you
ASHLEY GORDON (CFPB) - Delinquencies. Defaults. Foreclosures. Let’s face it: before the housing crisis, these and many other terms were foreign to many of us. Since 2008, however, they’ve
Federal discrimination suit brews over REO marketing, upkeep
(Update: NFHA, on April 10, filed discrimination charges against Wells Fargo with the U.S. Department of Housing and Urban Development.) The same kind of discrimination that saddled minorities with
Investors: Let’s get this party started
If you think investors are charging the housing recovery, you ain't seen nothing yet. Investors, hand picking individual properties, working in groups, buying in bulk and smacking down all-cash
Investors fueling housing recovery, first-time buyers back off
More cash rich investors, with a growing penchant for short sales, are energizing the housing market. All-cash sales rose to 33 percent of transactions in February from 31 percent
Most consumers don’t have a clue about HAMP, HARP
Recent enhancements to government programs designed to bail out more underwater homeowners and save others from foreclosure could be lost on millions of Americans. Most consumers don't even know
National Mortgage Settlement generates controversy, scams, consumer guides
Along with the relief it's supposed to bring to millions of Americans, last week's official court filing of the $25 billion National Mortgage Settlement came with controversy, scams
Strategic defaults on the rise, unfortunately
Apparently, homeowners aren't getting the message that strategic defaults are anything but strategic. A growing number of homeowners say, even if they can afford to make mortgage payments, they
Mortgage servicers fiddled while homeowners were burned by foreclosure abuse
The National Mortgage Settlement prompted California Attorney General Kamala D. Harris to call for Freddie Mac and Fannie Mae to temporarily suspend all foreclosure sales in California as
California vies for ‘Homeowner Bill of Rights’
California's attorney general and a host of Golden State legislators are pushing to secure a Homeowner Bill of Rights designed to protect homeowners from abusive mortgage practices and
Sellers embrace Year of the 2012 Dragon, price homes to sell
The Year 2012 is preordained to be a historic year -- for better or for worse -- and there's already something strange in the neighborhood. A recent survey says
National Mortgage Settlement spawns fraud moving faster than official settlement relief
• On. Feb. 9, the day federal and state officials and banks signed off on the National Mortgage Settlement, Alabama Attorney General Luther Strange and the state's Banking
Foreclosure reviews for 4.5 million consumers extended three months
Eligible consumers have an extra 90 days to seek a review of their foreclosure under a federal settlement that forces mortgage servicers to address institutionalized foreclosure abuses. The Office
Obama budget proposes Mortgage Debt Relief Act extension
The Mortgage Debt Relief Act (MDRA) of 2007 is getting a vote of confidence from the Obama Administration. And that could save you tens of thousands of dollars. The administration's






















