All posts tagged home buying


The home loan process

The home loan process begins (or should begin) with home ownership counseling, but most “how to” mortgage guides overlook the need. A host of studies prove home buyers from all walks of life, will be a lot better off, in good times and bad, with home ownership counseling first, if they want to protect what’s likely their most valuable asset.

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Infograpic: What makes Millennials tick?

Millennials, those aged from 18 to 35 are the next big wave of home buyers beginning to move through the home buying market and real estate agents had


Mobile technology dominates home buying process

CALIFORNIA ASSOCIATION OF REALTORS – Demonstrating the proliferation of mobile technology into nearly every facet of our lives, more than eight out of 10 home buyers are accessing


Infographic: Two debt-to-income ratios

To your mortgage lender, debt-to-income (DTI) ratios are as important as your credit score. DTIs clue the lender (and you) to how well you are financially able to cover


Demystifying real estate terminology for homebuyers

KRISTIN BROWN - First-time home buyers can have a tough time sorting through real estate terms spewed by real estate agents, lenders, real estate attorneys and other real


How to get your home purchase offer declined

Web sites and news publications are loaded with tips on how to get your home purchase offer accepted. In a strong seller's market home buyers would do well to


Silicon Valley’s housing recovery, by the numbers

News about the housing recovery is blindingly bright, here in Silicon Valley and throughout much of the nation. Bolstered by burgeoning consumer confidence, rising stock prices and interest rates


Down payment shrinkage not due to eased credit squeeze

The down payment amount home buyers are paying to buy a home is down nearly 10 percent over the past two years, but that doesn't necessarily mean you

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