All posts tagged home owner

housemusic

U.S. Senate Bill 3085 is the rumored HARP 3.0

Rumors of a HARP 3.0 were not greatly exaggerated. The “Responsible Homeowner Refinancing Act of 2012″ would make it easier and less expensive to refinance under the Making Home Affordable initiative known as the Home Affordable Refinancing Program (HARP).

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calhfa

Keep Your Home California offers more value for families facing foreclosure, employment hardship

Qualified Californian homeowners have a shot at enhanced state programs that can reduce their mortgage principal by as much as $100,000 and pay up to $25,000 in late

housemusic

Responsible Homeowners Refinancing Act of 2012: HARP 2.5, not HARP 3.0

It's not the HARP 3.0 rumored to be in the pipeline, but the Responsible Homeowners Refinancing Act of 2012 would give HARP 2.0 a boost and provide additional

lifesaver

Infographic: Alternatives to foreclosure

If you are a struggling homeowner, you don't have to wait until your lender lowers the boom, nor do you have to walk away because you think your

juliewyss

Silicon Valley home buyers: ‘Bigger ain’t necessarily better, baby’

JULIE WYSS - From young, qualified first-time home buyers to 50-and-olders, moving, up, over or down, a new breed of buyer is descending upon the Silicon Valley Housing

foreclosure

Congress hears plight of San Jose, CA woman evicted from her home of 41 years

JANICE ROMBECK - A seriously ill South San Jose woman who recently was evicted from her home of 41 years by Wells Fargo Bank is receiving support from

housemusic

Improved HARP music to ears of more homeowners

The new and improved Home Affordable Refinance Program (HARP) is spreading a wider net for struggling homeowners previously unable to take advantage of the federal program. With refinancing rates

robosigning

Mortgage lenders offer states $25 billion for faulty foreclosures

The five largest U.S. mortgage lenders have offered a $25 billion settlement proposal that could make it easier for some struggling homeowners to avoid foreclosure and have their

cosign

Mortgage co-signing pros, cons

If you are unable to meet mortgage lenders' tight underwriting guidelines, teaming up with a co-signer can be a solution. Co-signer vs. co-borrowers According to the Federal Housing Administration

fraud

Feds shut down more online-advertised mortgage modification scams

SIGTARP - The Office of the Special Inspector General for the Troubled Asset Relief Program (SIGTARP) today announced that it has shut down online mortgage modification scams that

fraud

Feds shut down Google-advertised mortgage modification scams

SIGTARP - The Office of the Special Inspector General for the Troubled Asset Relief Program (SIGTARP) on Nov. 16, 2011 announced that it has shut down 85 alleged

rent

Rental market booming with new construction, renters spending increasingly more for housing than homeowners

More proof the rental market is firing on all cylinders: multifamily housing construction is up and renters are paying an ever larger share of their income for housing,

calhfa

‘Keep Your Home California’ loaded with cash to help Californians keep homes

A California program funded with $2 billion in federal stimulus money is designed to help 100,000 struggling homeowners, but since the program launched in February, only 7,000 home

refi

HARP refinance program makes it easier to capitalize on low rates

FEDERAL HOUSING FINANCE AGENCY -– The Federal Housing Finance Agency, with Fannie Mae and Freddie Mac (the Enterprises), today announced a series of changes to the Home Affordable

It’s housing, stupid

Focus like a laser beam on housing. Just writing down all of California's underwater mortgages to market value would pump more than $20 billion into the state, create more

Voters united over homeownership

The message American voters recently sent to legislators in Washington D.C. is pretty clear: "Don't make home ownership any more difficult than it already is." Voters who are homeowners

EHLP helps employment-challenged homeowners

More struggling homeowners are getting a small slice of the federal bailout pie, served up as a special no-interest loan of up to $50,000. For many homeowners, loans from

BofA halts foreclosures, states investigate

Bank of America recently became the first bank to stop sales of foreclosures in all 50 states as 49 states teamed up to investigate mortgage lenders' foreclosure procedures. State

underwater

More than one in three say it’s OK to walk away from mortgage

The majority of Americans, say it's "unacceptable" for homeowners to stop making their mortgage payments and abandon their homes, but more than a third, 36 percent, say "walking

Rate of homeownership nears 11-year low

Revealing the lingering effects of the housing market's hangover, the level of homeownership in the second quarter this year sank to its lowest rate in nearly 11 years. In

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