All posts tagged mortgage lender
U.S. Senate Bill 3085 is the rumored HARP 3.0
Rumors of a HARP 3.0 were not greatly exaggerated. The “Responsible Homeowner Refinancing Act of 2012″ would make it easier and less expensive to refinance under the Making Home Affordable initiative known as the Home Affordable Refinancing Program (HARP).
Responsible Homeowners Refinancing Act of 2012: HARP 2.5, not HARP 3.0
It's not the HARP 3.0 rumored to be in the pipeline, but the Responsible Homeowners Refinancing Act of 2012 would give HARP 2.0 a boost and provide additional
Who is my lender?
People once applied for a mortgage at their friendly neighborhood bank or thrift. The bank would collect deposits from people and businesses in the community and lend money back
Infographic: How your credit score impacts your home buy
Credit scores can make or break a home-buying deal. Lenders know the higher your score, the lower their risk of you defaulting on your mortgage and zero in on
Infographic: Cashing in on your credit score
Your credit score is a numerical rendition of your credit report. The higher your score, the less risk you post to lenders when it comes to defaulting on your
Con artists leeching off new, improved federal mortgage and foreclosure relief programs
It's not just the National Mortgage Settlement's promise of restitution for those abused by foreclosure tactics that's drawing swindlers out of the woodwork. Double-dealers trying to hustle already victimized
Do you really want your bank to be your landlord?
Remember way back when banks wanted to sell homes? It gave new meaning to "Be careful what you wish for." The conventional real estate industry was right to oppose it,
Callifornia ‘Homeowner Bill of Rights’ bills pass legislative committees
CALIFORNIA ATTORNEY GENERAL - Attorney General Kamala D. Harris, on April 17, announced seven bills in the California Homeowner Bill of Rights to protect homeowners from unfair practices
Mortgage lenders again charged with foreclosure abuse during national mortgage settlement negotiations
In a second report this year charging mortgage lenders with committing foreclosure abuses during National Mortgage Settlement negotiations designed to stop those abuses, every housing counselor surveyed said
What CFPB’s proposed mortgage servicing rules could mean for you
ASHLEY GORDON (CFPB) - Delinquencies. Defaults. Foreclosures. Let’s face it: before the housing crisis, these and many other terms were foreign to many of us. Since 2008, however, they’ve
Federal discrimination suit brews over REO marketing, upkeep
(Update: NFHA, on April 10, filed discrimination charges against Wells Fargo with the U.S. Department of Housing and Urban Development.) The same kind of discrimination that saddled minorities with
FHFA rule restricts mortgages for properties with private transfer fees
FEDERAL HOUSING FINANCE AGENCY – The Federal Housing Finance Agency (FHFA) has sent a final rule to the Federal Register on private transfer fees. The final rule limits Fannie
How financial market indexes shape your ARM
Index rates are a key component of the interest rates you pay for adjustable rate mortgages (ARMs) used to finance or refinance a home, as well as home
National Mortgage Settlement generates controversy, scams, consumer guides
Along with the relief it's supposed to bring to millions of Americans, last week's official court filing of the $25 billion National Mortgage Settlement came with controversy, scams
If it walks like a pig, wallows like a pig, oinks like a pig…
Proceed at your own risk. When Ned Buratovich’s political illustrations appear on DeadlineNews.Com you won’t get a content warning, thumbnail preview or other precursor of what’s to
Mortgage servicers fiddled while homeowners were burned by foreclosure abuse
The National Mortgage Settlement prompted California Attorney General Kamala D. Harris to call for Freddie Mac and Fannie Mae to temporarily suspend all foreclosure sales in California as
California vies for ‘Homeowner Bill of Rights’
California's attorney general and a host of Golden State legislators are pushing to secure a Homeowner Bill of Rights designed to protect homeowners from abusive mortgage practices and
National Mortgage Settlement spawns fraud moving faster than official settlement relief
• On. Feb. 9, the day federal and state officials and banks signed off on the National Mortgage Settlement, Alabama Attorney General Luther Strange and the state's Banking
Foreclosure reviews for 4.5 million consumers extended three months
Eligible consumers have an extra 90 days to seek a review of their foreclosure under a federal settlement that forces mortgage servicers to address institutionalized foreclosure abuses. The Office
California nets $18 billion of landmark $25-billion national mortgage settlement
California's $18 billion cut of the $25 billion national mortgage settlement beats a zero, but it's too small to change the landscape of the Golden State's housing crisis. The




















